Underwear, TERA Wiki
Underwear is a type of equipment, worn by all classes. Underwear goes to "innerwear" slot in character profile. Underwear is given when finishing story quest Phantom Menace. Underwear coupon is also given upon reaching level 65. As of post-Exodor patches level 65 gearing quest seems to give a 20 crit underwear. Underwear is especially powerful when worn by low level character. It gives around 3000 HP more which is significant if character has around 10 000 HP. Underwear can be bought from Trade
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